Post holiday depression it’s like a postpartum one: lingering there all the time.
We are in January, meaning that we have received the bills showing the spending spree we went into during Christmas, right?
Now is time to do damage control.
I know, is as pleasant as having your tooth pulled out; it’s going to be painful but you are going to feel so much better after that.
Let’s say you don’t have any family around and no friends to ask for help but still want to keep your financial situation under control.
What can you do?
You could and should consolidate debt. But until you have an action plan you may be short on cash until your next paycheck. What to do then?
Get help with some payday loans.
You may think that a payday loan is just another loan, and this would only add more stress on you, but actually you should treat it like a lifeline.
On top of that, as soon as you get in touch with specialized help, you may bring up the issue of consolidating debt.
You are going to be put in contact with loan companies.
They will check your credit history, evaluate your needs and come up with suggestions.
Another solution: Start being very disciplined and make a rigorous list establishing what you should do from now on. But in the mean time you have to cover your emergencies, meaning that a payday loan may give you some relief until you can put all your ducks in a row.
Either way, you need to know that there is something you can do and you don’t have to feel helpless and overwhelmed.